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Regulating transformational branchless banking: mobile phones and other technology to increase access to finance
R. Sandrey;H.G. Jensen;O. Oyewumi / Microfinance Gateway, CGAP, 2007
Branchless banking spreads quickly in developing countries. Information and communication technologies (ICT) and non-bank retail channels such as post offices provide access to finance to many people....
Philippine rural banking goes mobile with GCash
J. Owens;C. Balingit / Microfinance Gateway, CGAP, 2007
With just one text message rural Filipinos can now withdraw and use their money without having to travel to the bank branch. This concise article discusses an innovative project that uses mobile ph...
Can money transfers work for microfinance institutions?
Glisovic-Mezieres J. / Microfinance Gateway, CGAP, 2007
In this brief the author notes that money transfers is a rapidly growing area, creating business opportunities for microfinance institutions (MFIs). As a fee-based product, money transfers can gene...
Towards Islamic microfinance: a primer
A. M. Rehman / Microfinance Gateway, CGAP, 2007
This article gives a good brief overview of the basic principles of Islamic finance. Financial services must comply with Islamic legal principles, therefore the following are not allowed: interest, pr...
Savings for what?
J. Zimmerman, / Microfinance Gateway, CGAP, 2007
This article outlines how asset building can enhance microfinance programmes. It argues that without savings and productive assets it is difficult for the poor to achieve financial security, especi...
A case study on livestock insurance scheme
Microfinance Gateway, CGAP, 2000
This article explores a livestock insurance scheme in Nepal. The scheme is very beneficial to members, including increasing production of milk, decrease in the loan delinquency, decrease in livestock ...
Supporting remittances in Southern Africa: estimating market potential and assessing regulatory obstacles
Microfinance Gateway, CGAP, 2005
In many poor nations, remittances are an extremely important, form of income upport. In some countries remittance flows are large enough to substantially support the balance of payments and dwarf aid ...
Working with savings and credit co-operatives
Microfinance Gateway, CGAP, 2005
Savings and credit cooperatives provide financial services to millions, including poor and low-income people in many countries. They are user-owned financial intermediaries that have the advantage of ...
Domestic money transfer services for migrant workers in China
E. Cheng; X. Zhong / Microfinance Gateway, CGAP, 2005
This document is the executive summary of a study which aims to understand the demand for and supply of the remittance services for migrant workers in China in order to recommend ways to improve the r...
Livelihoods through micro-enterprise services?: assessing supply and demand constraints for microfinance in Ethiopia (with particular reference to the Amhara region)
G. Gobezie / Microfinance Gateway, CGAP, 2005
This paper analyses the issue of micro-finance services in rural Ethiopia. The paper points out that while micro-finance services continue to expand in Ethiopia as a poverty reduction strategy, there...

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