Zambia’s Credit Management Services: micro-credit schemes for women entrepreneurs

Credit Management Services Limited (CMS) was established in 1992 as a subsidiary of Molver and Company, a Zambian accounting company. It provides lending services through four schemes: the Mpongwe Smallholder Marketing Fund, the Mpongwe "Women’s Bank," the Kabwe Smallholder Development Project Agricultural Marketing Revolving Fund, and the Luapula Province Livelihood and Food Security Revolving Credit Fund. This Action Research best practice study focuses on micro-credit schemes for women entrepreneurs.