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  • Document

    Institutions and water – the vital connections

    Philippine Institute for Development Studies, 2010
    This policy note looks into the current two-tiered system of water governance in the Philippines.
  • Document

    Innovations as response to failures in rural financial markets

    Philippine Institute for Development Studies, 2006
    Commercial banks will not lend to the poor and to microenterprises. The unflattering profile and lack of assets of the poor pose serious challenges to profit- maximizing financial institutions. High transaction costs make provision of small loans very costly and information asymmetry increases the risk in lending.
  • Document

    Microinsurance in the Philippines: policy and regulatory Issues and Challenges

    Philippine Institute for Development Studies, 2007
    Microfinance Institutions (MFIs) and similar organizations that serve the poor have come to recognize that their low-income clients do not only need loans but a variety of financial services as well, incl uding insurance. Low-income clients face a variety of risks, e.g., accidental death and injury, illness, loss of property arising from natural calamities to name a few.
  • Document

    Can group credit work for housing loans? Some evidence from the CMP

    Philippine Institute for Development Studies, 2010
    In recent years, a number of lending instruments have been introduced and tried out in the area of housing finance. In the Philippines, a group lending scheme is being implemented through the government's Community Mortgage Program (CMP). While the programme is generally accepted as a pro-poor housing program, its financial sustainability has been in question.
  • Document

    Rural finance in the Philippines: a continuing saga in policy challenges

    Philippine Institute for Development Studies, 2004
    How to frame efficient rural finance policies that would become potent tools for development remains a challenge to policymakers. Over the past two decades, the Philippines' rural financial market has gone through various experiences and stages of development.
  • Document

    Looking closely on who benefits from public subsidies in health care: a gender perspective

    Philippine Institute for Development Studies, 2005
    While it is important to ascertain whether national government expenditures on gender-sensitive programmes are protected or not, it is also equally important to understand the gender-specific distribution of benefits from mainstream or untargeted expenditures which comprise the bulk of national government spending. 
  • Document

    What’s happening in the Philippine free trade agreements?

    Philippine Institute for Development Studies, 2005
    This policy note explores various questions surrounding the Philippines' free trade agreements (FTAs). It looks at the latest developments affecting the Philippines' involvement in FTAs, the country's policy, and what principles the policy should consider.
  • Document

    Protecting the vulnerable through social health insurance: PhilHealth’s KASAPI as a strategy

    2007
    To help ease the burden of medical expenses on the part of lower-income households during times of illness and emergencies, the Philippines government, through PhilHealth, launched the KASAPI programme that aims to reach the poorer population in the informal sector and provide them with social health insurance.
  • Document

    Assessing the severity of problems of aquaculture in Laguna de Bay: practitioners’ perspectives

    Philippine Institute for Development Studies, 2007
    Given the scarcity of public resources, it is important to assess and determine the severity and importance of problems in a particular sector in order to be able to prioritise efforts and resources to address them.
  • Document

    Can the services sector be an engine of economic growth for the Philippines?

    Philippine Institute for Development Studies, 2007
    The services sector in the Philippines has been experiencing a robust growth in recent years, prompting proposals for the country to “abandon” the manufacturing sector and shift its policy in support of the services sector.

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